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Apple Introduces ‘Apple Pay Later’, Allowing Users to Split Purchases into Four Payments

Howdy — Wed, 29 Mar 2023 02:46:15 +0000

credit – Apple

Tech giant Apple has introduced its new ‘Apple Pay Later‘ feature, allowing users to split purchases into four payments. Moreover, the new loan feature allows split payments to accrue with zero interest and no fees.

The new feature will allow users to spread the four payments over the span of six weeks. Subsequently, they will be able to track, manage, and repay their respective loans within their Apple Wallet.

Apple Introduces New Loan Feature

One of the largest tech companies in the world has introduced a new loan system for its users. Specifically, Apple has just introduced its ‘Apple Pay Later’ function, allowing users to split various purchases into four convenient payments.

A press release over the development released today states users can apply for Apple Pay Later loans from amounts of $50 to $1,000. Additionally, the statement notes that these loans can be used to make in-app purchases on various Apple devices. It can also be used with merchants that utilize Apple Pay.

Source: Economic Times

“There’s no one-size-fits-all approach when it comes to how people manage their finances. Many people are looking for flexible payment options, which is why were excited to provide our users with Apple Pay Later,” Apple VP of Apple Pay and Apple Wallet, Jennifer Bailey, stated.

Additionally, Bailey noted, “Apple Pay Later was designed with our users’ financial health in mind, so it has no fees and no interest and can be used and managed within Wallet, making it easier for consumers to make informed and responsible borrowing decisions.”

Source: Apple

The statement notes that users can apply for the Apple Pay Later loan “with no impact to their credit.” Subsequently, they can enter the desired loan amount and agree to the terms provided by the company. Then, a soft credit pull will occur during the process of applying to ensure a good financial position before the loan is issued.

The functionality of the wallet is the most interesting aspect, as everything regarding the Apple Pay Later loan can be utilized in the Wallet application. There, the users are able to track the payment due within the next 30 days, as well as upcoming payments.

NEWS BY – CETOEX NEWS

Apple Blocks ChatGPT Update to Email Application

Howdy — Fri, 03 Mar 2023 02:24:33 +0000

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Credit – Economic Times

Cetoex News – The Wall Street Journal has reported that Apple has blocked a ChatGPT update to its email application. Specifically, the tech giant has expressed concern over the potential for the AI-powered program to generate content inappropriate for children who may be using the app.

The report noted that conversations between Apple and the app developer initiated the delayed approval of the update. Moreover, the email application was sent to introduce a version of OpenAI’s GPT-3 language model.

Source: Bất động sản Meey Land

Apple Delays ChatGPT Update Amidst Concerns

Over the last month, ChatGPT has been the viral sensation taking over the tech world. Blowing away users with its advanced capabilities, the OpenAI developed program has ignited interest in generative AI systems, and developed competition in the budding market.

Conversely, one tech staple isn’t so keen on introducing the technology just yet. the Wall Street Journal has reported that Apple blocked a ChatGPT update to its email application. Specifically, the delay in approval was due to the AI-powered technology potentially generating content that would be deemed inappropriate for children.

The email app in question, BlueMail, was set to use OpenAI’s GPT-3 language model but was blocked last week. Alternatively, Ben Volach, the co-founder of BlueMail’s developer, has said the app was unfairly targeted by the company. Additionally stating that higher age restrictions could be implemented.

Yahoo noted that Apple is reportedly looking into the complaint. Thereafter, noting developers are granted the chance to challenge rejections through an App Review Board process.

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Apple Blocks Coinbase Wallet Release on iOS

Howdy — Sun, 11 Dec 2022 00:34:00 +0000

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Cetoex News – Apple blocks the Coinbase wallet on iOS. As per the details from a tweet thread by Coinbase, iOS users will be unable to send NFTs from their wallets on iOS devices anymore.

Coinbase also mentioned in the tweet that Apple has blocked their last app release until the feature is disabled by them.

Apple wants 30% of the gas fee?

The main reason cited and mentioned by Coinbase is that “…the gas fees required to send NFTs need to be paid through their In-App Purchase system so that they can collect 30% of the gas fee.”

Additionally, Coinbase mentioned that, for anyone who understands how NFTs and blockchain work, Apple’s request is impossible. “Apple’s proprietary In-App Purchase system does not support crypto, so we couldn’t comply even if we tried,” cited Coinbase.

Coinbase also mentioned that this is similar to Apple trying to grab a cut of fees for every email sent over open internet protocols. One of the biggest troubles with this action by Apple is that iOS users holding their NFT in an iPhone wallet have to go through a lengthy process to transfer the NFT.

“Simply put, Apple has introduced new policies to protect their profits at the expense of consumer investment in NFTs and developer innovation across the crypto ecosystem.”

The action will definitely affect a whole sector of iOS users that are holding their NFTs in their iPhone wallets. It is unclear whether the decision will be revoked and affect the whole ecosystem.

NEWS BY – CETOEX NEWS

Apple Is leaving China?

Howdy — Mon, 05 Dec 2022 02:32:57 +0000

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Cetoex News – Apple is such a company that there is hardly anyone who does not know that Apple is very famous for its expensive products. And there is no need to tell why they are so expensive because it is a very well-known company. Apple makes its products in only a few countries of the world, one of them is a very famous country in China. Apple makes its products in China because the labor is very cheap. And Now Fresh news coming out From China Apple is about to leave China Today we will know why Apple is leaving China?

credit – xataka movil.com

What Apple is Saying?

Apple is telling suppliers to plan more actively for assembling Apple products elsewhere in Asia. Burned by Covid lockdowns and worker protests at Foxconn plants, the iPhone maker is looking to diversify the supply chain. Due to the reason of Apple leaving China, Apple’s products may become more expensive in the coming time.

What Happened With Apple in China?

The company’s dependence on China has been viewed as a major weak spot in its supply chain, particularly amid COVID lockdowns and geopolitical tensions. Apple has also been criticized for cozying up to China authorities for secret deals and investments in the Chinese economy

CREDIT – MINT.com

What was Apple’s forward thinking?

When Apple gave Taiwan’s chip to China, China said that they should only work on Made in China’s chip, otherwise they would not assemble Apple’s product. Apple said that we cannot live on this dependency for long, so from 2024 we will work only on Made in USA Chip or Made in Europe Chips. Apple says that if China attacks Taiwan in the future, then our supply chain will be broken and our product will be sorted in the market.

Why are companies pulling out of China?

The shift is a response to growing concerns about the geopolitical tensions and pandemic-induced supply chain disruptions that have involved China in the last few years.

NEWS BY – CETOEC NEWS